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The tires on your vehicle take the most abuse every time you take them out onto the road. You are likely to need to replace them from time to time. However, proper driving habits can help you minimize how frequently this is. If you fail to maintain your tires, you could be in an accident. READ MORE >>

Cyber insurance is a growing asset for many business owners. In a connected world, it is easy to expose customer or company data to would-be thieves. This is why business insurance is increasingly including cyber liability insurance. Knowing the risks and understanding your exposure is important. READ MORE >>

Car insurance rates depend on many factors. In most cases, insurance companies consider how likely it is that they will have to pay out a claim to you. Various reasons exist for this, such as the value and type of car you have. If you damage another person’s property, and the insurer pays for it, your rates could go up, as well. READ MORE >>

Today’s homeowner may see the value of homes around them on the rise. Many real estate markets are noticing this. But, does it impact your home insurance policy? It could, especially in areas where significant value increases are playing out. If your area is one of these, contact your home insurance agent to learn more about improving your policy. READ MORE >>

Many people work hard to improve their credit score. That is a good thing. As it increases, though, be sure to let your auto insurance provider know about the change. In some situations, it could help reduce your car insurance rates. Insurers use this information to make decisions about whether to provide coverage. READ MORE >>

You need auto insurance. You turn to a car insurance provider for a quote. The insurer pulls a credit report to determine if they should offer a policy to you. How will this change what you pay for your coverage? The insurer is looking at risk indicators. Each insurer sets indicators of risk based on factors like your credit report. READ MORE >>

Individuals planning a cross-country trip spend a lot of time thinking and planning. This includes things to do along the way and the route they will take. However, cross-country road trips put a lot of wear and tear on your vehicle. For this reason, it is critical to ensure you always have it ready to go. READ MORE >>

Smart homes are growing in popularity. And, why not? They let you control your home from a distance. This empowers you to create a home fitting to your specific needs. But, they add valuable assets to your home. They also can add value to the property. How will this impact your insurance coverage? READ MORE >>

You know how important it is to protect your credit information. You may work hard to keep your score as high as possible. Why do auto insurance companies need this information? Many people do not know their insurer is using this information. Most often, insurers use this information to make key decisions about the type of coverage they will provide to you. READ MORE >>

As you choose your options for insuring valuables, consider both replacement cost and actual cash value coverage. Both options can offer some coverage to your belongings. However, the type of coverage matters significantly. When selecting home insurance to cover these items, you need to consider these details very carefully. READ MORE >>

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ABOVE AND BEYOND INSURANCE AGENCY
250 Bel Marin Keys Blvd. Suite E, Novato, CA 94949 | Phone: 415.883.2525 | Fax: 415.883.7752
A Mitchell and Mitchell Company, License #0620650
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